Estimate Your RMD

Once you reach the age set by federal law, you generally must begin taking minimum distributions from certain retirement accounts each year. This calculator uses the IRS Uniform Lifetime Table, which applies to most account owners.

This calculator is provided for informational and educational purposes only. The results are hypothetical, are based solely on the figures you enter and the assumptions stated on this page, and do not account for taxes, fees, or your individual circumstances unless specifically noted. They are not a projection or a guarantee of future results, and they are not tax, legal, or accounting advice. Nothing on this page is an offer or a solicitation to buy any product. Please consult a qualified tax or legal professional about your situation. Nothing you enter is transmitted or stored. All figures remain in your browser and are cleared when you close this page. This estimate uses the IRS Uniform Lifetime Table, which applies to most account owners. A different table applies if your sole beneficiary is a spouse more than ten years younger than you. RMD ages and rules are set by federal law and have changed in recent years. Roth IRAs are generally not subject to RMDs during the owner's lifetime. Confirm your specific requirement with your plan administrator or tax professional. Penalties may apply for missed distributions.