IRA Income

Enter a balance, how long you want it to last, and an assumed rate of return. The calculator shows the level monthly and annual amount that would draw the account down to zero over that period.

This calculator is provided for informational and educational purposes only. The results are hypothetical, are based solely on the figures you enter and the assumptions stated on this page, and do not account for taxes, fees, or your individual circumstances unless specifically noted. They are not a projection or a guarantee of future results, and they are not tax, legal, or accounting advice. Nothing on this page is an offer or a solicitation to buy any product. Please consult a qualified tax or legal professional about your situation. Nothing you enter is transmitted or stored. All figures remain in your browser and are cleared when you close this page. This is a level withdrawal calculation. It does not account for taxes on distributions, required minimum distributions, market volatility, or changes in your spending. Distributions from traditional retirement accounts are generally taxable as ordinary income.