Long-Term-Care Needs

What care might cost by the time it is needed, at today’s prices adjusted forward.

Long term care costs vary enormously by the type of care and where you live. This projects a total based on a daily cost you enter, adjusted for inflation over the years until care might begin.

The care

Estimated daily cost todayHome health aide, assisted living, and nursing care differ substantially. Check costs in your area.

Expected years of care

Years until care might be needed

Assumed annual cost inflation

What could cover it

Existing long term care coverage

Assets you would use

Projected Cost

Cost versus resources

This calculator is provided for informational and educational purposes only. The results are hypothetical, are based solely on the figures you enter and the assumptions stated on this page, and do not account for taxes, fees, or your individual circumstances unless specifically noted. They are not a projection or a guarantee of future results, and they are not tax, legal, or accounting advice. Nothing on this page is an offer or a solicitation to buy any product. Please consult a qualified tax or legal professional about your situation. Nothing you enter is transmitted or stored. All figures remain in your browser and are cleared when you close this page. Care costs vary widely by state, by facility, and by level of care. This projection uses a single assumed inflation rate applied uniformly, which real costs do not follow. Medicare generally does not cover long term custodial care. Medicaid eligibility rules are complex and vary by state.